• 4 bananas, as ripe as possible
• 4 tablespoons vegetable oil
• 1 teaspoon vanilla extract
• 1 ½ cups all-purpose flour
• 1 teaspoon baking powder
• 32 oz cream cheese, softened
• 1 tablespoon vanilla extract
• 1 tablespoon gelatin powder
• caramel sauce, for drizzling