1. Create a revocable living trust. , you can then hire a lawyer for an hour or so to review the documents and make sure they address all your needs. Read more: http://www.oprah.com/money/Estate-Planning-Advice-How-to-Make-a-Will-Suze-Orman-Advice#ixzz2HFuGqyFA
O yea. I think i'll have a long way to go to diminishing my home loan! Especially when we're going to get a second home soon! More debts heading our way! But, it will go towards paving our way for a comfortable future.